Frequently Asked Questions
Before purchasing a property, evaluate your budget, location preferences, builder reputation, legal clearances, and financing options. Ensure the property has a clear title and necessary approvals from local authorities.
You can verify a property’s legality by checking documents like the title deed, sale agreement, RERA registration, occupancy certificate, and property tax receipts. Consulting a real estate lawyer can also help ensure a smooth transaction.
Most banks and financial institutions require 10-20% of the property value as a down payment. However, the exact amount depends on your credit score, income, and loan eligibility.
Compare interest rates, loan tenure, processing fees, and prepayment options before selecting a home loan. A lower interest rate and flexible repayment plan can help you manage your finances better.
A ready-to-move-in home offers immediate possession and no risk of delays, while an under-construction property is often more affordable but comes with a longer wait time. Choose based on your urgency, budget, and investment goals.
Apart from the property price, buyers should consider stamp duty, registration fees, GST (for under-construction properties), legal fees, home loan processing charges, and maintenance costs.
The location, infrastructure, demand, and future development projects in the area significantly impact a property's resale value. Investing in a well-connected and growing neighborhood ensures higher appreciation over time.
Yes, property prices are often negotiable. You can bargain based on market conditions, property demand, builder discounts, and payment flexibility. Hiring a real estate agent can also help with negotiations.
Key documents include the sale deed, agreement of sale, encumbrance certificate, title deed, building approval plan, and property tax receipts. Registration is done at the local sub-registrar office.
It’s best to check property listings regularly, at least every few weeks, to stay updated on new opportunities. Real estate markets fluctuate, so staying informed helps you make better decisions.
KMG HOME DEVELOPERS is committed to providing quality real estate solutions with trust and excellence. Whether you’re buying, selling, or renting, we help you find the perfect property with ease.
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